News & Announcements

Christmas Open House

Join us for our Christmas open house at our Corporate Offices on Tuesday, December 17th from 5:30 pm to 7:30. We will have hot cocoa, treats for kids and pictures with Santa!! Our Corporate Offices are located at 2019 N Hwy 81, Duncan, OK 73533.

5 Spending Tips to Bring You Less Stress (and More Joy!) This Holiday Season

By GreenPath Financial Wellness

Our financial situation can cause stress any time of the year, but the holidays can be particularly challenging. Fortunately, with a little advanced planning there are options to turn that stress to joy. From setting a realistic holiday spending plan, to creative gift alternatives such as handmade items or shared experiences, you can enjoy the season with greater ease and minimize the stress often associated with overspending.

Here are five tips designed to give you less stress and more joy this holiday season:

1: Set a Holiday Spending Limit

During the holidays, it can be easy to let spending get out of control. Put a cap on your spending by creating a holiday budget / spending plan. Be sure to factor in additional non-gift related expenses that can easily add up—things like holiday photos, decorations, food, and if your family gathering is cancelled, shipping of gifts to love ones.

2: Avoid Putting Holiday Debt on Credit Cards

The number one of financial wellness? Avoid spending money you don’t have. While it's easy to do, putting holiday spending on credit cards can be risky—especially if you don’t have the funds to pay it off when the bill comes due. According to surveys, Americans racked up an average of $1,325 in holiday debt. Of those surveyed, 75% said they wouldn’t be able to pay it off in January, with 15% saying they only intended to pay the minimum monthly payment. In case you’re wondering, that translates to over $600 in interest and 5 years of making payments—ouch!

Tip: If you’ve already found yourself paying off high-interest credit card debt, a GreenPath debt management plan may be able to help you lower your interest rates and pay off debt faster. Try out their debt payoff calculator to see your potential savings.

3: Trade Pricey for Priceless

A great gift doesn’t have to be expensive. Think outside the box and treat your loved ones to a thoughtful gift that generates excitement without the price tag. Maybe that’s a handmade item, DIY project, a fun experience, a coupon book, or just the gift of your time.

4: Keep Your Personal Info Safe

The holiday season is a time when people are more vulnerable to identity theft scams. Not only are they making more purchases than at any other time of year, but they are often distracted when doing so. According to an Experian study, as much as 43% of holiday shopping identity theft occurs online. As the current COVID environment drives more people than ever to online shopping, it's important to be aware of the best ways to protect yourself from identity theft:

· Stay up-to-date with online scams.

· Use strong account passwords.

· Monitor your credit report.

If you do find yourself the victim of identity theft, here are some important steps to take.

5: Stay the Course with Free Financial Counseling from GreenPath

If you are caught up in the holiday frenzy, and you are stressed about overspending, the counselors at GreenPath can help. In fact, 90% of people surveyed report feeling better prepared to handle their finances after speaking with a financial counselor. Get ahead of your holiday finances and connect with a counselor today—it’s free, no pressure, and 100% confidential.

This article is shared by our partners at GreenPath Financial Wellness, a trusted national non-profit.

New Look for Statements

Starting December 1, 2023, your statements will look a little different. Rest assured, you will still receive your statements in the same timely manner you always have. If you need statements further back than the last 2 years, please login to online banking and click “download now,” or contact a member service representative at one of our locations.

Our System Upgrade is Complete!

Our new Online banking, Mobile banking and Bill Pay is up and running!

Everyone will need to re-enroll in online banking, which can be done on our new app or on the desktop. You will select a new user name and password. The username will need to begin with a letter. You can download our new app from the app store by searching “Endurance Federal”. Our new app will be our E icon with a blue background.

Our Field of Membership has expanded!

Our application to the NCUA to amend our charter in order to increase our field of membership was approved on May 18, 2020! Now in addition to our Select Employee Groups, people can join Endurance Federal Credit Union if they live, work, worship, attend school or own a business in the following counties/towns.

Counties in Oklahoma:
Beckham, Cotton, Harmon, Jackson, Jefferson, Kiowa, Roger Mills, Stephens, and Tillman

Additional Oklahoma Towns:
Cache, Clinton, Hydro, Indiahoma, Rush Springs, and Weatherford

Counties in Texas:
Armstrong, Baylor, Borden, Briscoe, Childress, Cochran, Collingsworth, Cottle, Crosby, Dawson, Dickens, Fischer, Floyd, Foard, Garza, Hall, Hardeman, Kent, King, Knox, Lamb, Lynn, Motley, Stonewall, Swisher, Terry, Throckmorton, and Wilbarger

Additional Texas Towns:
Amarillo, Denver City, Dimmitt, Friona, Haskell, Lubbock, Snyder, Samford