News & Announcements

teacher grant - 2025

Our $1000 Teacher Grant it open to any Endurance FCU member! Applications are due by June 30th, so apply here today!!

Making Cents: How to Choose the Right Budgeting Tool

By GreenPath Financial Wellness 

Say it isn't so: Mint, the popular budgeting app that has simplified money management for millions, will be shutting down on March 23, 2024. If you’re among the loyalists who will need to find a new app—or you’re simply shopping for finance apps in general—here are some tips on choosing a budgeting tool that’s right for you.

Connect with your Financial Institution: Before you deep dive into the digital marketplace, first connect with your financial institution and find out what budgeting resources they provide. Beyond basic banking platforms, your institution may also offer a budgeting app, credit score monitoring, debt management tools, financial counseling, investment tools, and savings goal calculators. Even if you don’t download a mobile app, chances are you’ll unlock benefits you weren’t aware of—win, win!

  • Prioritize Accordingly: There are many financial apps designed to make money management stress-free, but regardless of what budgeting tool you choose, consider the following features:

  • Affordability Before you commit to a paid subscription, take the time to research budgeting appsthat are free or that offer a free trial period to find out whether the functionality is worth the spend. Many apps offer free features (like goal setting) with the option to upgrade later if you want to unlock additional features.

  • Security Given the sensitive nature of financial information, security is essential when choosing a budgeting app. Ensure that the app employs enhanced security protections such as encryption, multi-factor authentication, and regular updates and notifications to protect your financial data from any unauthorized access.

  • Methodology While some apps use the traditional envelope system, others focus on zero-based budgeting. Choose one that aligns with your preferred approach. Unsure what the best approach might be? Opt for an app that offers flexibility, allowing you to experiment with different methods until you find the one that works best for you.

  • Interface User-friendly, intuitive design ensures that you can navigate the app effortlessly, saving you time and frustration. Look for apps that allow you to quickly input transactions, set budgets, and track your spending without a steep learning curve. Some apps even offer interactive tutorials to guide you through the setup process.

  • Goal Setting Creating and reaching financial goals for yourself is the reason most of us budget in the first place! Support this aspect of your financial story by choosing an app that allows you to set goals, whether it's saving up for a milestone purchase or paying off credit card debt. The app should monitor your progress and let you edit your goals when your circumstances change.

Get Connected Choosing the right budgeting tool is a proactive step toward gaining control over your finances, but you don’t have to decide alone. If you want to better understand your current budget, explore free resources, or connect with a certified financial expert, our partners at GreenPath Financial Wellness are ready to support you

This article is shared by our partners at GreenPathFinancial WellnessExternal Website, a trusted national non-profit.

Shred Day

Save the Date for our Spring Shred Day on April 11th at our Duncan North and Elk City locations!

New Look for Statements

Starting December 1, 2023, your statements will look a little different. Rest assured, you will still receive your statements in the same timely manner you always have. If you need statements further back than the last 2 years, please login to online banking and click “download now,” or contact a member service representative at one of our locations.

Our System Upgrade is Complete!

Our new Online banking, Mobile banking and Bill Pay is up and running!

Everyone will need to re-enroll in online banking, which can be done on our new app or on the desktop. You will select a new user name and password. The username will need to begin with a letter. You can download our new app from the app store by searching “Endurance Federal”. Our new app will be our E icon with a blue background.

Our Field of Membership has expanded!

Our application to the NCUA to amend our charter in order to increase our field of membership was approved on May 18, 2020! Now in addition to our Select Employee Groups, people can join Endurance Federal Credit Union if they live, work, worship, attend school or own a business in the following counties/towns.

Counties in Oklahoma:
Beckham, Cotton, Harmon, Jackson, Jefferson, Kiowa, Roger Mills, Stephens, and Tillman

Additional Oklahoma Towns:
Cache, Clinton, Hydro, Indiahoma, Rush Springs, and Weatherford

Counties in Texas:
Armstrong, Baylor, Borden, Briscoe, Childress, Cochran, Collingsworth, Cottle, Crosby, Dawson, Dickens, Fischer, Floyd, Foard, Garza, Hall, Hardeman, Kent, King, Knox, Lamb, Lynn, Motley, Stonewall, Swisher, Terry, Throckmorton, and Wilbarger

Additional Texas Towns:
Amarillo, Denver City, Dimmitt, Friona, Haskell, Lubbock, Snyder, Samford

We’re in the news!!

Read the article posted in the Wall Street JournalExternal Website - What Happens When A Lender’s Borrowers All Lose Their Jobs At Once? Click here to view a copy!