Rates

Rates effective as of 6/27/2023

Loan Type Term APR*
Vehicles 0 – 84 months 6.24 – 17.00 %
Recreational Vehicles 0 – 120 months 6.74 – 17.00 %
All Other Secured Loans 0 – 60 months 9.00 – 17.00 %
Personal Loans 0 – 48 months 8.50 – 17.50 %

Payment Examples

  • Vehicles: At 6.49% on a $10,000 loan with a 48 month term, monthly payment would be $237.15

  • Recreational Vehicles: At 8.75% on a $10,000 loan with a 60 month term, monthly payment would be $206.39

  • All Other Secured Loans: At 10.00% on a $10,000 loan with a 60 month term, monthly payment would be $212.49

  • Personal Loans: At 12.50% on a $10,000 loan with a 48 month term, monthly payment would be $265.84

Home Loans Term APR*
Mortgage Terms and rates vary. Consult a Loan officer
Home Equity First liens Oklahoma Only (Max LTV 85%) 0 – 240 Months 5.25 – 6.00 %
Home Equity Junior liens Oklahoma Only (Max LTV 85%) 0 – 180 Months 6.50 – 7.75 %

Payment Examples

  • Home Equity First Liens: At 5.50 % on a $10,000 loan for 120 months, payment would be $108.55¹

  • Home Equity Junior Liens: At 6.75 % on a $10,000 loan for 120 months, payment would be $114.85¹

  • ¹Payment examples do not include taxes or insurance.

Visa Credit Cards APR* Rate Type
Visa Platinum Card 9.50% Present rate – variable rate
subject to change semi annually at prime + 1.00%
Visa Classic Card 12.95% Present rate – fixed

*APR = Annual Percentage Rate. Credit qualifications and certain terms, restrictions or conditions may apply. Not all members will qualify for the lowest rate please contact a loan officer for more details. A .25 discount is available on Auto and Truck rates if an automatic payment agreement is set up. A .10 additional discount for auto payment from Endurance FCU checking account.