Checking

Advantage checking

The new Advantage checking account comes with expanded banking benefits and enhanced security features. For $3.50 a month you can enjoy the following benefits and services:

• Free online or paper statements

• 1 free debit card replacement per year

• Free notary services

• Fully managed identity theft recovery

• Mobile phone coverage*

• Identity monitoring services with alerts* including: Credit Monitoring, Credit Score and Dark Web Monitoring.

  *For additional details about the services, including terms, conditions and limitations, please visit www.endurancefcu.nxgstrategies.com

Premium CASH CHECKING

I want to earn high monthly dividends! Earn ATM Fee Refunds, up to $25.00 each month, nationwide! Access to Free ATMs.

Take back your banking with free checking that rewards you monthly. Free Premium Cash earns up to 4.50% APY** plus refunds on your ATM fees, nationwide!¹ There’s no minimum balance to earn rewards, and no monthly service fee. Just rewards that matter for doing banking basics that you’re probably already doing.

BENEFITS

• Free checking that rewards you in cash each month

• 4.50% APY** on balances up to $20,000

• 4.50% to 1.047% APY** on balances over $20,000 depending on balance in account

• 0.05% APY** if qualifications aren’t met

• Refunds on ATM fees, nationwide (up to $25 monthly)¹

• No minimum balance to earn rewards

• 40 free checks

**APY = Annual Percentage Yield Rate effective as of 07/01/2023. Rates may change after account opening. Fees may reduce earnings.

IT’S EASY TO QUALIFY FOR YOUR REWARDS

Just have the following transactions and activities post and settle to your Premium Cash account each monthly qualification cycle:

• At least 15 debit card purchases

• At least 1 direct deposit or automatic payment (ACH)

• Be enrolled and agree to receive E-Statements

And that’s it! Even if you don’t qualify during the month, don’t worry — your account is still free, and you’ll still earn our base dividend rate. Plus, you can get right back to earning your full rewards the very next month!

¹Minimum monthly account activity required.

To qualify for your account’s rewards, all of your account’s qualifying transactions must post and settle to your specific Premium account within the Monthly Qualification Cycle - click here for cycle dates. All Dividend Rates are declared by the board of directors of Endurance Federal Credit Union and are subject to change at any time.

Premium CASH BACK CHECKING

I want to earn cash back! Earn ATM Fee Refunds, up to $25.00 each month, nationwide! Access to Free ATMs.

Choose free checking that pays you back. Premium Cash Back pays 3.00% cash back (up to $9) on your everyday debit card purchases each month.

You’ll also get refunds on your ATM fees, nationwide² — all for doing simple things that you’re probably already doing!

Benefits

• Free checking that pays you back

• Earn 3.00% cash back on your debit card purchases²

• No category restrictions on purchases

• Cash back earned on up to $300 in purchases monthly

• Earn up to $9 cash back per month

• Refunds on ATM fees, nationwide (up to $25 monthly)²

• No minimum balance to earn rewards

**APY = Annual Percentage Yield Rate effective as of 04/21/2021. Rates may change after account opening. Fees may reduce earnings.

IT’S EASY TO QUALIFY FOR YOUR REWARDS

Just have the following transactions and activities post and settle to your free Premium Cash Back account each monthly qualification cycle: 

• At least 15 debit card purchases

• At least 1 direct deposit or automatic payment (ACH)

• Be enrolled and agree to receive E-Statements

That’s all there is to it. Even if you don’t qualify one month, don’t worry — your account is still free, and you can get right back to earning your cash rewards the very next month!

²Minimum monthly account activity required.

To qualify for your account’s rewards, all of your account’s qualifying transactions must post and settle to your specific Premium account within the Monthly Qualification Cycle - click here for cycle dates.

FREE REGULAR CHECKING

No frill, no rewards, no fees, no fuss. Just checking! 40 free checks and may be eligible for a free debit card. No minimum monthly requirements.

Endurance YOUTH ACCOUNTS

Students age 13 to 18 may be eligible for a checking account and receive a free box of 40 introductory checks/ATM/Debit card. If member is under 18, a parent or guardian is required as a joint owner. Account opening is not available online for this account. Please speak to a member service representative for more details about this account.

SECOND CHANCE CHECKING

Second Chance Checking accounts are for those that need a second opportunity to get themselves on the right financial path. Speak to a member service representative to see if this account is right for you.

To obtain a share draft (checking) account you must have a regular share account. The credit union may obtain credit information from various sources before issuing a share draft account, as opening a share draft account is subject to approval. View all account disclosures.